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FINANCING FAQS FROM CORNERSTONE REMODELING

As you begin your interior and exterior renovation projects, you might also be scouting financing options, and the good news is, Cornerstone has them!

During our first scheduled meeting or phone call, we’ll inquire about your potential financing needs and also encourage you to share your requirements. Pre-qualification can be gained early in the process, so it’s always best to apply sooner rather than later.

Following pre-qualification and contract signing, you’ll have full access to a range of budget-friendly financing plans - from deferred interest loans to affordable payment options - offered by third-party lending institutions.

If you’re considering financing your remodeling project, review the short list of FAQs below. And, as always, please get in touch about your questions and thoughts.

Fin2020

HOME IMPROVEMENT FINANCING TO FIT YOUR NEEDS

As you begin your interior and exterior renovation projects, you may be scouting financing, and the good news is, Cornerstone has options! During our first scheduled meeting or phone call, we’ll ask about your financing needs and we encourage you to share your requirements. Pre-qualification can occur early in the process, so it’s best to apply sooner rather than later. Following pre-qualification and contract signing, you’ll have full access to a range of budget-friendly financing plans offered by third-party lenders.  See the image and FAQ’s below for more information!

FAQ's

Yes! Through alliances with third-party lending institutions, we offer financing to clients under contract.

Financing equally supports our clients’ needs for remodeling and our business goals, creating “win-win” scenarios for all involved. It allows clients greater flexibility during and after their renovation; it offers Cornerstone the ability to serve a variety of clients more completely. (It also supports the staff and business of the financing company).

Sometimes, the unexpected happens. Clients might need to build a home office (to satisfy a work from home requirement); welcome adult children or aging parents into their home; or build a rental unit to earn extra income.

At other times, clients may use financing to keep their cash or investments intact as they undertake a remodel.

During our first scheduled meeting or phone call, we’ll inquire about your potential financing needs and also encourage you to share your requirements. Pre-qualification can be gained early in the process, so it’s always best to apply sooner rather than later.

Following pre-qualification and contract signing, you’ll have full access to a range of budget-friendly financing plans – from deferred interest loans to affordable payment options – offered by third-party lending institutions.

It’s simple!

  1. Specify the plan that works for you, or contact us about another plan that may fit your needs.
  2. We’ll email you the application – it’s paperless and easy! It takes only a few moments to complete, and you’ll typically receive a response within seconds.
  3. Upon approval, we can begin the process of moving your remodeling project forward!

A renovation loan is typically based on the total value of a project and often used for large efforts, such as a whole-house remodel. The type of financing most often provided by our third-party lending institutions is akin to a traditional loan and isn’t often based on the total value of a remodeling project.

Note: If you’re looking to finance through home equity, there are renovation loans that align well with projects that add a fair amount of equity to a home (i.e. adding a bedroom/bathroom, additional living space, etc.). Renovation loans tally the “post-construction” appraised value, which can give our clients a little more to financial leeway for their project. Talk to us about the specific loans we offer to find one that meets your needs!

We don’t offer “203K” type loans to our clients, be sure to reach out to discuss other options that may fit your requirements!

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